4 Benefits of Processing Credit Cards Over the Phone
Have you been debating whether to start accepting credit cards over the phone for your small business? As a small business owner, you are no doubt concerned about profits and costs. With that in mind, here are 4 reasons why you might consider accepting credit cards over the phone.
Accepting credit cards over the phone adds a powerful convenience factor to your business. If you don’t have an official office or place of business where your customers can come in and pay, the Dial Pay service is an excellent and important tool. Or maybe you have a store or a store, but you’d just like the ability to close a deal with your customer, no matter where you are. Either way, you’ll likely see your profits and customer satisfaction increase. Just think of the benefits of being able to accept payments over the phone, at work, in a restaurant, or even while at the grocery store. And in this day and age, it’s very important to accept credit card payment on the go and without delay.
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Another advantage of having a dialpay account is that it allows you as a business owner to finalize the transaction. In other words, your customer may verbally commit to you about the sale or service you provide, but unless you can finalize that agreement with payment, you may risk losing the customer to other day-to-day distractions, or worse, to another competitor. Having a merchant account that can work on any phone, including mobile, gives you this powerful advantage and again will only increase your profitability as a business.
Keeping costs low is vital for any small or new business. Your standard merchant account requires you to have a credit card machine, which can cost you hundreds of dollars, which is not so good for the small person or new business owner who would rather spend their money on advertising or more important things. Additional fees are another high cost area you can expect to have with a typical merchant account. Many times these accounts have $25.00 to $35.00 monthly minimums as well as annual fees. Oh, I almost forgot to mention the nasty $250.00 to $450.00 account cancellation fee if you close your account within the first 2 years? Taxis, taxis, taxis. On the other hand, if you accept credit cards over the phone, you usually only pay one rate, a low monthly statement fee, and a minimal application fee.
Since no equipment is required to set up or use a pay-by-phone merchant account, you don’t have to worry about technical equipment issues such as malfunctioning terminals or programming errors that inevitably occur with merchants that have credit machines. maps. If you’ve ever faced a similar problem, you understand the importance and value of having a simple solution for processing credit cards over the phone.
If you’re a small business owner on the go, accepting credit cards over the phone can be a great addition to your business and a boost to your bottom line.
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