Double Your ROI with a Rollover Roth IRA (Individual Retirement Account)
I recently read a story about a real estate investor who used his Roth IRA for some of his more lucrative deals. The tax-sheltered nature of the account is ideal for real estate investments, but the typical traditional custodian company does not offer or even allow this option.
That’s a shame. By keeping their clients “stuck” in the stock market, they prevented them from earning their full potential. They actually made it impossible for some people to retire.
You can’t blame the account holders. They did what everyone suggested they do. They made their maximum annual contribution to a qualified account. They typically use pre-tax dollars to reduce their income taxes for that year. Advisors rarely suggest a Roth IRA rollover because there is no immediate benefit. But that means non-Roth account holders have to worry about paying taxes after they retire, along with everything else.
There are certainly some things to consider before switching from a traditional to a Roth IRA rollover. The full conversion will be taxed as ordinary income for the year or years in which the conversions take place. But it is advisable to at least consider converting part of the fund. The main advantage is the absence of tax on qualified distributions.
So, in essence, traditional advisors have caused their clients to lose money by keeping them in the stock market. This was especially true in the last year, when an average of 20% was lost per account holder. And made them lose more money in taxes after they retire.
If you choose the right self-directed trustee, it will allow you to invest in anything that is allowed by the tax code. You can still keep some stocks if you want, but it’s a volatile market to say the least. You might not think that real estate is much better, but let me tell you a few things about it.
A person who has invested in “real” property (houses, land, office buildings, etc.) has something of “real” value. Money is only worth what it can buy. The value of the stock depends on how well the company manages its business. The value of cars and other personal property depreciates over time.
We offer a real estate investment that guarantees you will at least double the investment returns you earned last year in traditional instruments like stocks, bonds and mutual funds, etc. Yes, we guarantee that you will at least double the ROI you earned last year. I strongly urge you to check this information. I bet if you join this program you will call all your friends and tell them about your guaranteed ROI. This investment could be what you need for financial freedom and peace of mind after retirement.
The appraised value of a home may fluctuate in the short term, but in the long term, real estate values ”go up.” So rolling over a Roth IRA that is invested in real estate will also increase in value.
The investor I mentioned at the beginning of the article has experience in rehab. On an average trade, he makes about $50,000 in profit. He usually makes two or more of these trades per year. There is simply no other type of investment with a higher return.
Hopefully I’ve given you something to think about here. I want people to be able to retire. If their Roth IRA rollover is invested properly, they can retire in style. If you have a couple of minutes to spare, please feel free to check out my website.
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