Los Angeles personal injury attorneys can help injured drivers deal with insurer bad faith
Car insurance is a legal requirement for drivers in California. Car owners pay a premium to receive certain financial protection in the event of an accident. However, there are cases where insurance companies refuse to honor legitimate claims. In such cases, Los Angeles personal injury attorneys can help individuals file a lawsuit to help them receive the financial compensation they deserve.
An insurance policy is essentially a legal contract where the policyholder pays the insurance provider a certain amount or premium in exchange for financial compensation in the event of an accident. Insurance policies are very specific in terms of their coverage and can range from basic liability insurance to collision damage repair and medical payments for injuries sustained in a car accident.
According to the California Highway Patrol’s California Integrated Traffic Recording System (SWITRS), in 2008 alone, there were 121 deaths and 4,683 injuries involving motor vehicle accidents in unincorporated areas of Los Angeles County. Aside from the legal necessity of car insurance, the high number of traffic accidents in Los Angeles just makes it logical to have the financial support of an insurance provider.
Unfortunately, insurance companies act in bad faith despite having evidence to support the policyholder’s claim. They may use unreasonable interpretations of policy terms, deliberately withhold payments or simply refuse to settle – or even process – a policyholder’s claim.
In some cases, a policyholder whose claim has been denied by an insurer may be able to appeal and have a chance to receive compensation for damages or injuries sustained. However, if an appeal to vacate the judgment does not result in a favorable response from the insurer, contacting a Los Angeles personal injury attorney experienced in handling bad faith claims may be the best way to resolve the situation. Depending on the circumstances surrounding the claim, an attorney may attempt to resolve the case through mediation or arbitration. If the insurer still refuses to settle despite the clear legitimacy of the claim, a lawyer may recommend that you take the case to court.
Under California law, insurance companies are required to settle a claim quickly and fairly. However, the process can be complex and confusing for those without legal training or knowledge of the relevant laws. Los Angeles personal injury attorneys can provide the essential legal advice and resources needed to help victims of insurance malpractice receive the financial compensation they deserve.
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