“Online Credit Card Use” – Ultimate Convenience
Commerce and technology combined into one package – these are online credit cards.
With the advent of the Internet, barriers to knowledge and communication have been removed. Also, with the internet came the concept of e-stores or virtual stores that existed only on the internet. You can shop at these stores using their ability to accept credit card payments online. Once the online credit card payments were verified and approved, the goods were delivered to your door. This is what we call convenience at its best.
With more and more e-stores being set up every day, using online credit cards is becoming even more popular. The ability to accept credit card payments online has given a whole new dimension to shopping. Now you can not only shop from the comfort of your home, but you can even get discounts on these products. This is really amazing. No need to worry about the weather, no need to worry about the traffic or anything. Just go to an e-store, select a product, use their online credit card payment facilities to make the payment and be ready to receive the goods at your doorstep.
With the ability to process credit cards online, starting a business (online business) just became incredibly easy.
However, nothing is without pitfalls. One of the pitfalls of using credit cards online is the possibility of online credit card fraud. This online credit card fraud can happen in two ways. The first is related to the company on whose website you made an online credit card payment for the purchase of goods; this company itself may be fraudulent ie. may take the online credit card payment from you but not deliver the goods to you. Additionally, they could use your credit card details (obtained by you completing an online credit card payment form) for fraudulent purposes. The second type of fraud is perpetrated by fraudsters who use various software/devices to capture online credit card payment details (as you enter them into the online credit card payment form on a website). These softwares are popular as spyware and these scammers as online spies. Spyware works by capturing keystrokes or taking screenshots of everything you do on your computer and then transmitting it to the spy. However, there are anti-spyware software available that can be used to counter such spyware.
So the emergence of the ability to use credit cards online is a boon for us. However, you should be careful when making online credit card payments, for example do not log into your bank accounts and make online credit card payments from internet cafes (unless you are absolutely sure of the internet cafe’s credentials).
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